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Business Overhead Expense Insurance

Why buy overhead expense insurance for your business?

Overhead expense insurance is a disability insurance policy for your business. Injury and illness happen, and since they are unplanned it is difficult to budget for them, with an overhead expense policy you can eliminate the financial burden of suffering from an illness or injury where you are not able to work.

This is a small part of how you can set your company up for success through an injury or illness that stops you from being in the office.

Who should have business overhead insurance?

This type of insurance is best suited for small business owners, or the owners of closely held businesses and corporations where the business’s ability to generate income would be damaged if the business owner was not present for an extended period. Essentially, if you are a small business owner and you have recurring monthly expenses this insurance is right for you.

How Does it work?

Business overhead insurance pays a monthly benefit from the first month of disability for up to two years, depending on the plan you purchase. These funds will allow you to focus on recovery without worrying about how your ongoing expenses will be paid.

Call today for a no fee no obligation 3 plan review.

Authorized distributor for The Canada Life Assurance Company, Equitable Life Insurance Company, The Manufacturers Life Insurance Company, Pacific Blue Cross, Sunlife and Benecaid. Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.



Advantage Pacific Benefits Consultants specialize in setting up and managing high quality, cost effective, sustainable Group Benefits Plans and Group RRSPs for businesses of all sizes in all sectors.

We also provide administrative services to all our clients at no extra cost, these services include processing new member enrollments, member terminations, beneficiary designations, maintaining all member files, and being available to all plan members to answer questions and help with claims submissions.

We also have internal insurance experts and strategic partnerships with independent portfolio managers to meet any person or businesses need for Investments, Life/Critical Illness/Disability, or Business Overhead Insurance.


Phone: 778-349-8774

[email protected]

1244 4th Ave,
Prince George, BC, V2L 3J4

Monday – Friday: 8:30 AM – 4:00 PM
Saturday: By Appointment
Sunday: Closed
After Hours Appointments Available by Request

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